User

Responsibility

Owner

Build Scope + Budget = Schedule of Values (SOV)

Invite & Negotiate SOV with Contractor

Invite Lender – via Lender Link

Fund PBA project's bank account

Transfer Funds from PBA to Smart Subcontracts

Approve Contractors Change Orders (as needed)

Approve Completed Phases to pay Contractor

Contractor

(can be internal)

**Initiate Project**

Receive Project Invitation – via Contractor Link

Bidding a Project:  Scope + Budget = Schedule of Values (SOV)

Issuing Change Orders (as needed)

Issue Subcontracts: Labor & Material – via link

Negotiate Subcontracts – Labor & Material

Approve Change Orders (as needed)

Approve & Pay Invoices

Getting Paid into Contractors’ Wallet

ACH'ing Funds from Contractors’ Account out to Personal Bank

Subcontractor/Supplier

Receive Subcontract Invitation – via Sub/Supplier Link

Negotiate & Confirm Subcontract

Issue Change Orders w/Photos (as needed)

Issue Invoices w/Photos

Getting Paid into Subcontractors' Account

ACH'ing Funds from Subs’ Account out to Personal Bank

Lender

Receive Project Invitation - via Lender Link

Accept Project

Order 3^RD Party Inspection

Review Spend vs. Inspection

Deposit Funds into Projects’ buildwallet

Monitor Progress

Add Funds as needed